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How We Do It

We understand your needs.

Each 1st Capital Commercial & Funding customer gets one-on-one attention and personalized representative service care. We take care of the paperwork required to process your loan to speed the funding process.

Upon receiving all the required documents from you, we will organize your project and structure a package tailored specifically for your project. We can close your loan as fast as 10 business days.

How the Financing Process Works at 1st Capital Commercial

• Send us a complete application form, an executive summary, appraisal, pictures and 2 years financials.
• 1st Capital Commercial will get you a Letter of Interest within 24-72 hours if your loan qualifies.
• Sign the Letter of Interest and Return it with the appraisal fee.
• 1st Capital Commercial will order the appraisal and collect all the necessary documents from you while the appraisal is being   completed, we'll organize and structure a package tailored specifically for your project.
• Once the package is completed, we submit it to our underwriting department.
• Once your loan is approved, we'll provide you with a letter of commitment with final terms and conditions.
• Once you accept and sign the letter of commitment, we'll prepare all closing documents and close your loan within 5 to 10 business   days.

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